Over the decades credit has become more common and important throughout our society. With wages and the cost of living steadily increasing over decades, so has the price of things we buy for work and entertainment. People didn’t use to develop neighborhoods full of million dollar homes and extra curricular toys like a new boat would never sell with six figure price tags. Those days are long gone and today consumers buy all different kinds of small and big items. However, most ordinary consumers can’t afford to pay for those big items up front. This is where credit and their credit rating comes into play. By doing something as simple as looking over your credit report you can have a better idea about whether or not you will get approved for a new loan. It doesn’t matter whether you are looking to buy a new home or just need an extra credit card for emergency situations, it’s extremely important to know your credit rating and how your report looks before applying. If you apply and get denied this can also be added to your report and may effect you further down the road. Reviewing your credit report is also a great way to spot any type of identity theft. This kind of fraud has become extremely popular in today’s technological world and watching your credit score could help keep you safe! We have compiled a small list of the safest credit report websites which offer free credit reports online. Visit some of these trusted websites and review your credit report right now!